Forced sell his house & apartments as banks recall mortgage loans.....
Ended real bad for him.....
went back to bank and look for job.... saw him at the interviewing room......
All gone with 2.5yrs......
I heard... the banks were chasing after him for credit lines & financing loans repayment....
Not too long later.....
I heard he kena....
Haha, what's go up will come down.
But fortune by luck usually don last long.
Hence....
do not speculate with the fortunes fall on us.....
now.... totally gone and even worst than before.....
Charting - prices can take a long time to climb up.... but on the down side... prices dropped faster (forced selling & stops loss orders triggered)
Originally posted by Onewaytransfer:Haha, what's go up will come down.
But fortune by luck usually don last long.
How many ppl can really...
??
Talking is easy..... doing is so difficult.
Originally posted by Just_do_it_lah:How many ppl can really...
??
Talking is easy..... doing is so difficult.
I had a very bad habit during my past 7 years of TD. Whenever I finish my day, $10 butt will go into this 'piggy' and die die won't take out one.
Is not much I know but if rainy days come, don't need like some forummers here asking where to get 30k..hahaha.
Okie la, got to go, 2 departure in 1 hour, jia lak liao, must pray hard, first one come down early...heehee or else will join Bro SLPUN lo..
If got half a million in bank account....
can relax liao....
go travel around the world 1st....
& think what is better to do.... rather than driving...
Originally posted by Just_do_it_lah:If got half a million in bank account....
can relax liao....
go travel around the world 1st....
& think what is better to do.... rather than driving...
Got, I have million in..
And my favorite pastime is to withdraw my million everyday and deposit back..heehee
Originally posted by Onewaytransfer:
Got, I have million in..
And my favorite pastime is to withdraw my million everyday and deposit back..heehee
This morning saw a black Viana, but the registration is private plate meaning SKA xxxx. Thought only PZ plate?
Care to explain, Bro JDIL.
Originally posted by Onewaytransfer:This morning saw a black Viana, but the registration is private plate meaning SKA xxxx. Thought only PZ plate?
Care to explain, Bro JDIL.
SKA = Plate Plate lor .... what to explain ?
Now, even if you got buy a Mercedes Benz e250 CDI (diesel engine) for private usage... The Different - Your road tax will be higher than normal petrol run engine.
For Pte Plate = the length is the same as Maxi Cab (approx 5m).
For PZ Plate = the length is 5.238m.
Both can be diesel run engines.
Furthermore, MB Viano has a V6 petrol run engine too.... (which PZ plate cannot purchased). Understand ?
Originally posted by Just_do_it_lah:SKA = Plate Plate lor .... what to explain ?
Now, even if you got buy a Mercedes Benz e250 CDI (diesel engine) for private usage... The Different - Your road tax will be higher than normal petrol run engine.
For Pte Plate = the length is the same as Maxi Cab (approx 5m).
For PZ Plate = the length is 5.238m.
Both can be diesel run engines.
Furthermore, MB Viano has a V6 petrol run engine too.... (which PZ plate cannot purchased). Understand ?
Still catch no ball, meaning Viana can buy for own personal use? Need not register a company?
Originally posted by Onewaytransfer:
Still catch no ball, meaning Viana can buy for own personal use? Need not register a company?
Yes....
Diesel run engines....
Mercedes Benz Viano can be purchased for Pte usage with Pte Plate. (Pte Insurance coverage)
or
Register under Pte Plate but use it for Pte Limo (Commercial Insurance Coverage)... but they are paying COE Cat B premium instead of the cheaper Cat C premium for Commercial vehicles (different about $30k now).
Plate Plate Viano (as Pte Limo) advantages,
1. Can entry Malaysia w/o special licence from JBJ.
2. Can travel at normal speed limit as normal vehicle, ie, no speed restriction of 70km/h.
3. Parking in HDB will be charged at normal rate of $65 to $90 depending on Open Space or Multi-storey (this version sold to Plate Plate Viano is 23.8cm shorter than then Commercial Plate, PZ Viano).
4. Have a PARF value on it's 10yr life-span.
5. Plate Plate leh.... having more prestigious image.
6. ERP Tolls as per normal vehicle, hence cheaper than PZ plates.
Disadvantages.
1. Higher Road Tax. As it is a diesel engine. the road tax is higher than petrol run engine.
2. Cannot travel on Bus-Lanes during operation hours. Whereas, the Commercial Viano can do bus-lanes.
3. Paying higher COE premiums (Cat B) and vehicle listed price.
4. Slightly shorter than the Extra Long Version of the Commercial Viano, lesser luggages space (and/or shorter leg rooms).
5. If vehicle is registered under Commercial Insurance (normally double of the PZ plates).
There could be some more Pros & Cons... i just listed those that came into my mind.
When I enquired about the Commercial vehicle back in May 2011, the PZ plate Viano is listed at $128,988 (including COE of Cat C).
When I did a calculation and realised that a Pte Plate may come in handy if I have regular guests to West Malaysia (no need special approval from JBJ).... I asked the agent for a indication and he quoted me $180k depending on COE.. (different of about $50k).
Which means your Capital outlay and compounded financing loans are higher. If I have the means in term of financial, maybe the Viano is still better than the Commercial plate Viano, but I still sticked to plan (PZ) becos my jobs are not that much also.... .
You still want to charge as per Commercial Viano or higher for Pte Viano (though both running on diesel). If you charged higher, you may not get the businesses.... If you charged lower, then why don't settled for the Commercial Viano ?
Egg & Chicken again...
You can't be right charging same departure and arrival (as per Commercial Viano) when you are paying $180k (currently should be doing at $200k, as Cat B COE went up) for the Private Plate vehicle.
If you intend to charge as per Maxi cab or PZ Viano rates, then.... why paying $50k more?
And Pte Plate Viano = no Vito grouping as yet.... (outclassed)...
Knn, where can I find such a detail explanation? Only here.
When I saw this private plate Viana, I had a wild imagination, so it's really can be done, thanks bro JDIL, looking at the new rental rate, we had to source for alternative, better start planning than late.
$180k....hopefully next year, COE will drop...
think the COE will only keep on increasing..
doubt it'll drop anytime soon..
Originally posted by QX179R:think the COE will only keep on increasing..
doubt it'll drop anytime soon..
Haha, next years problem, currently make as much as I could first.
Originally posted by Onewaytransfer:Knn, where can I find such a detail explanation? Only here.
When I saw this private plate Viana, I had a wild imagination, so it's really can be done, thanks bro JDIL, looking at the new rental rate, we had to source for alternative, better start planning than late.
$180k....hopefully next year, COE will drop...
I don't blame you if you don't know....
even long time TDs also don't know that Taxis falls under Cat A category...
Originally posted by Just_do_it_lah:I don't blame you if you don't know....
even long time TDs also don't know that Taxis falls under Cat A category...
Haha, me never was a technical data man, but really shock to see private plate Viana on the road, maybe that's the one and only one..
Originally posted by Onewaytransfer:
Haha, next years problem, currently make as much as I could first.
LTA already annouced last August 2011 that they have submitted a new quota (3 years plan) to alter the existing 1.5% growth to 0.5% growth the coming years, ending 2015 January.
Just imagine that the new cars COE quotas will be reduced to 0.5%... jia lat.... this will also push up the prevailing COE (for 10yrs vehicles and above).... Hence, they are trying to "force" the existing car owners (especially older vehicles) out.... (who want to pay another $50k to $80k to renew COE for a OLD Car (and higher annual road tax)?
During 2003-2006, $50k can get you a new car....
rmb if u happen to spot it again, snap a peekture & post it here hokay..
Originally posted by Just_do_it_lah:LTA already annouced last August 2011 that they have submitted a new quota (3 years plan) to alter the existing 1.5% growth to 0.5% growth the coming years, ending 2015 January.
Just imagine that the new cars COE quotas will be reduced to 0.5%... jia lat.... this will also push up the prevailing COE (for 10yrs vehicles and above).... Hence, they are trying to "force" the existing car owners (especially older vehicles) out.... (who want to pay another $50k to $80k to renew COE for a OLD Car (and higher annual road tax)?
During 2003-2006, $50k can get you a new car....
Knn, my Kia Rio only cost me $57k in 2001, what is COE that time..haha
Originally posted by QX179R:rmb if u happen to spot it again, snap a peekture & post it here hokay..
This 2 days, trying to spot him again, knn all PZ plate, maybe one of them is Bro JDIL...heehee
Originally posted by Onewaytransfer:
This 2 days, trying to spot him again, knn all PZ plate, maybe one of them is Bro JDIL...heehee
Past few days... at home liao...
Me super idle one... no jobs... hardly cum on the road...
Ok... got to go... yesterday only koonz 4.5hrs.. today pang san....