u have an expensive hobby mar.........Originally posted by X-men:If anyone knows how to save money... PLEASE let me know
I have been throwing too much underwater
Agreed.Originally posted by Qoo`~`:u have an expensive hobby mar.........
play majong?Originally posted by Ah Ma:teach tution
invest
play majong
play soccer
i scare i teach tuition, the kid gena hantum from me.. somemore i got no time leh.......... invest??hahah no money how to??? play mahjong n soccer?? consider them as gambling...... got hear before "10 gamble, 9 lose"?Originally posted by Ah Ma:teach tution
invest
play majong
play soccer
but actually quite ok....... u pay money to enjoy what u doing.. i think its quite worth it....... somemore yrs is so exotic wan...... equipment alone cozt half of my pay lia.........Originally posted by X-men:Agreed.
This year I planned to cut down on my trips.
Going for one the April
I don't mind a part time job on weekends
cheong lesser...Originally posted by Qoo`~`:sigh.......im seriously running on a deficit every month........
I a good break but then its taking too much of my $$ liao. This year I will cut down on the expenses.Originally posted by Qoo`~`:but actually quite ok....... u pay money to enjoy what u doing.. i think its quite worth it....... somemore yrs is so exotic wan...... equipment alone cozt half of my pay lia.........
cheong very less liao leh.............Originally posted by weeeeeee.....:cheong lesser...
hahaha..u wun believe it.. its almost every item is neccessary...Originally posted by sillyme:write out your monthly expenditure..
see what you don't need to spend on.. and then where you can reduce spending on..
also, open another bank account.. each time pays come in, put it aside and don't touch it.
ya lor.. maybe u limit yr trips to only one good one per yr.. like this u get a good long break at the same time cozt lesser than have 3 trips.......Originally posted by X-men:I a good break but then its taking too much of my $$ liao. This year I will cut down on the expenses.
BUT I have got trips planned for April (malaysia) June (Redang) and October (Bali)
No lah... not that kua zhang lah... half yr pay.
hehe.. then look for a job with higher pay!Originally posted by Qoo`~`:hahaha..u wun believe it.. its almost every item is neccessary...
i have a SAYE a/c.. save as you earn... that means each mth they will deduct a certain amt of money from yr a/c and keep it.. cant withdraw til maybe one yr later..... but i really cant survive without that amt of money... after 3 mths of commitment.. i backout....
hmmmmmm have been cutting down on cabs.. and not buying anymore 'nonsense' stuff.....Originally posted by sillyme:hehe.. then look for a job with higher pay!
seriously, sure got things can cut expenses on.. just opt for cheaper alternatives
'Originally posted by Qoo`~`:how to make more money????
part times are out of question due to time and commitment elsewhere....
investments are also out of question, cant raise the capital, let alone talking about the risk~
savings? hahaha if only i have enough to spend on food each month...
sigh.......im seriously running on a deficit every month........
ahhhhhh.. cabs.. 'killer' for some girlsOriginally posted by Qoo`~`:hmmmmmm have been cutting down on cabs.. and not buying anymore 'nonsense' stuff.....
Originally posted by antoh:none..
'
cut down on outings? quite few outings these days..only malamwong session?? which is a must to shake off fats~
walk instead of taking bus? -__-''' i will get all that bilster thingy.. in the end spend money to buy plaster...might as well take bus...
eat more meals at home? as far as possible.. i try to eat at home..if got cook lor........
call yr boyfriends out for lunch?
nod furiously..Originally posted by sillyme:ahhhhhh.. cabs.. 'killer' for some girls
nonsense buying is a hard to habit to break right
it's always the 'maybe i'll need it sometime' mentality that haunts you
Still nod.Originally posted by Qoo`~`:nod furiously..