Mah Bow Tan claims that HDB flats remain “affordable†and as
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Originally posted by likeyou:
I was once live in 3 room, but upgrade liao....hehehehe...true that 3 rooms are kind of rich pple that can easily buy a condo...no problem for them. I mean those in the 40s or business man.
some buy it to keep mistress, some rent out, some just want to look poor, some are doing illegal business that want to evade govt taxation, furthemore i heard 3 rooms got free conservatives charges and relief in property tax and power bill payment, well, if you dun mind, small is nice too...too bad me young, if older by 15 years, i can also apply liao... -
Originally posted by angel7030:
some buy it to keep mistress, some rent out, some just want to look poor, some are doing illegal business that want to evade govt taxation, furthemore i heard 3 rooms got free conservatives charges and relief in property tax and power bill payment, well, if you dun mind, small is nice too...too bad me young, if older by 15 years, i can also apply liao...25 yrs old now?
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Originally posted by goofyzell:
25 yrs old now?
25 - 4 years...lah, i heard my fren said 35yo single can apply HDB liao, really hor... -
Originally posted by angel7030:
25 - 4 years...lah, i heard my fren said 35yo single can apply HDB liao, really hor...yup... i also heard 35 yr old singles can buy flat le.
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Originally posted by goofyzell:
yup... i also heard 35 yr old singles can buy flat le.
below 35 also can buy flat. Just need to get someone to buy with -
Later ah ma and ah pa go away liao, me sell all their properties, become a multi millionaires, buy a 3 room flats, decorate it like my hometown tai chong shan's nunnery, become a full time nun, help peoples and live happily everafter...
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Originally posted by angel7030:
Later ah ma and ah pa go away liao, me sell all their properties, become a multi millionaires, buy a 3 room flats, decorate it like my hometown tai chong shan's nunnery, become a full time nun, help peoples and live happily everafter...
This post of yours is in the wrong forum. It should be in the Jokes forum. -
Originally posted by Fantagf:
This post of yours is in the wrong forum. It should be in the Jokes forum.
why so serious??? politics cannot have jokes meh??? Even PAP general meeting, LKY also crack jokes mah. -
35 yr old singles can buy 2nd hand flat.
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Originally posted by angel7030:
why so serious??? politics cannot have jokes meh??? Even PAP general meeting, LKY also crack jokes mah.
YOur jokes has nothing to do with politics. as for that old stinky man, your beloved lau hero, he is like God, what he is doing nobody dares oppose in his presence. Why did u not go to the resort with him??? -
He show sign of slowing down especailly walking...old liao
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Do u know that Lky was an actor during his tenure in cambridge univeristy, he played as lawyer, crook, judge and many more other character in his group play.
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Originally posted by angel7030:
Do u know that Lky was an actor during his tenure in cambridge univeristy, he played as lawyer, crook, judge and many more other character in his group play.
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Originally posted by likeyou:
??
So, he plays a sick man and you all believe in him ar??? you never go oxley road and see how he swims ar??? 20 laps freestyle without stopping lor, i bet he can even have bikinis PRC gals to go with to enjoy life while his wife is in hospital. The last time i saw him at NUS auditorium ND dinner, he drank Tiger beer and wine lor...so dun be fooled ya -
Frankly speaking. I wonder how Mr Mah Bow Tan get his stats to claim that it is affortable. Maybe he only surveyed the PRs or aliens and not true Singaporeans to get his stats.
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in a society with 20% lower income, 20% higher income...and the rest 80% middle income, surely he would had base on the 80% average statistic to judge the affordability..and that leave the below 20 to 40% crying for untruth judgement.
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@goofyzell
as a house owner myself i suggest you better calculate again on the 3 room
firstly:HDB have a max age of 65 years for loan for 1st time owners which means if your 35 and your wife is say 30 then you can apply for a 30 year loan based on the younger age.
secondly: there is also an income rebate if say both of you earn less than 3k a month combined, this is in several segment,e.g less thab 1k(combined) abt 30k rebate iirc,1.1 to 1.5k abt 15k etc etc, as your combined earnings is more closer to 3k, the rebate is smaller in amount.
thirdly: living near parents is already gives you a 40k rebate
lastly: this is the most important factor but it's under HDB control, since HDB will calculate your combined earnings and see from there if you can afford the flat, since this calculation is broken up right up to the monthly amount to be deducted from your CPF .
lastly: this rule was implemented in 2007(since i got my house earlier i managed to skip this step) you need to have a cert to qualify that you can take HDB loan. previously before 2007 this cert was issued from HDB i think to people who wanted to or cannot take loan from HDB but have to go to banks for the loan.
so thats as much as i know. if btw you are malay , i suggest you recheck the HDB for any other rules or procedures since it might be different fromt the one i stated above.
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oh, goofyzell is btw a malay hor...sayang aban, suda makan? btw a baba or javanese??
Ok back to HDB, tho me myself and parents have never buy HDB before, i reckon that HDB rules and regulations keep changing until people also dunno what is going on...my goodness, even race also got different set of rules?? sure or not??
Nevertheless, i think HDB purposely makes it very complicated, so the end up people get blur blur and heckcare so much and just buy it. I mean, you dun tell me you get a lawyer to buy a HDB for you ya...
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Originally posted by angel7030:
oh, goofyzell is btw a malay hor...sayang aban, suda makan? btw a baba or javanese??
Ok back to HDB, tho me myself and parents have never buy HDB before, i reckon that HDB rules and regulations keep changing until people also dunno what is going on...my goodness, even race also got different set of rules?? sure or not??
Nevertheless, i think HDB purposely makes it very complicated, so the end up people get blur blur and heckcare so much and just buy it. I mean, you dun tell me you get a lawyer to buy a HDB for you ya...
ZZZZZ
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Originally posted by angel7030:
oh, goofyzell is btw a malay hor...sayang aban, suda makan? btw a baba or javanese??
Ok back to HDB, tho me myself and parents have never buy HDB before, i reckon that HDB rules and regulations keep changing until people also dunno what is going on...my goodness, even race also got different set of rules?? sure or not??
Nevertheless, i think HDB purposely makes it very complicated, so the end up people get blur blur and heckcare so much and just buy it. I mean, you dun tell me you get a lawyer to buy a HDB for you ya...
unfortunatlely your brain don't really get it at all izit? why i suggest that he shound check up with HDB because he need too see if he has other privilages as a malay.sumo baik tak angel?? or still acting budoh??
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Originally posted by Annilator47:
unfortunatlely your brain don't really get it at all izit? why i suggest that he shound check up with HDB because he need too see if he has other privilages as a malay.sumo baik tak angel?? or still acting budoh??
oh oh,..i see, ok lah...need clarification only mah, at least i want to understand and learn ma...like this also cannot,...
Yo, i remember one of my staff told me,...HDB also got racist one, like one flat only allow 60% singapore chinese, 20% singapore malays, 10% singapore indians and 10% singapore singh, baba, eurasian etc etc...so, nowaday, got foreign talents and PR from China, indian, Ukraine, Malaysia, Mynamar, Viets, etc etc Singaporean will be losing out in balloting for a flat...aiya, me go toilet first.
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Originally posted by angel7030:
in a society with 20% lower income, 20% higher income...and the rest 80% middle income, surely he would had base on the 80% average statistic to judge the affordability..and that leave the below 20 to 40% crying for untruth judgement.
I always thought it was 5% high income and 95% low income
Kind Regards
Genie
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neighbour on left cry n yell at baby and fight with neighbours n family.neighbour on top banging my ceiling with his gym equipment and heavy weights.even with ear plugs and ear mufflers,,,,it still sounds as if noise is in my room and not in his apartment.and the worse thing is neighbour upstairs make more noise when u complain about him and his noises to police!!
i must be insane to stay in spore with neighbours like these??!!
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Originally posted by angel7030:
oh, goofyzell is btw a malay hor...sayang aban, suda makan? btw a baba or javanese??
Ok back to HDB, tho me myself and parents have never buy HDB before, i reckon that HDB rules and regulations keep changing until people also dunno what is going on...my goodness, even race also got different set of rules?? sure or not??
Nevertheless, i think HDB purposely makes it very complicated, so the end up people get blur blur and heckcare so much and just buy it. I mean, you dun tell me you get a lawyer to buy a HDB for you ya...
alamak, im chinese lah!!!
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Originally posted by Hitman_:
neighbour on left cry n yell at baby and fight with neighbours n family.neighbour on top banging my ceiling with his gym equipment and heavy weights.even with ear plugs and ear mufflers,,,,it still sounds as if noise is in my room and not in his apartment.and the worse thing is neighbour upstairs make more noise when u complain about him and his noises to police!!
i must be insane to stay in spore with neighbours like these??!!
IMH will surely welcome you.. Hee hee....